The down payment is the biggest hurdle for most buyers - and the amount you actually need is often far less than you'd expect. Down payment assistance and grant programs are available across Las Vegas and Henderson.
Assistance programs, grants, and low-down loan options can make homeownership possible sooner than you think.
Assistance programs and grants can reduce the cash you need at closing - sometimes dramatically.
Putting less down means keeping more in reserve for moving costs, repairs, and peace of mind.
You may not need years to save 20% - the right program could get you into a home now.
Tell us about your homeownership goals with a short form.
We'll introduce you to a trusted local lending specialist.
See the assistance programs and loan options you're eligible for.
Begin confidently shopping for homes across the valley.
Down payment assistance includes programs and second loans that reduce the cash you need at closing. Nevada offers several homeownership programs, alongside low-down options like FHA and VA loans.
Amounts vary based on the program, your income, the property price, and your loan type. A quick conversation with a lender gives you the current, exact figures you qualify for.
It depends on the program. Some are non-repayable grants; others are second loans with deferred or forgivable terms for buyers who stay in the home long term.
Not always. Some programs are reserved for first-time buyers (generally defined as not having owned a home in the past three years), while others are open to repeat buyers who meet income and property guidelines.
Often, yes. Assistance frequently pairs with FHA financing, and veterans may access zero-down VA loans that can reduce or eliminate the need for assistance altogether.
No. Asking questions and reviewing options doesn't affect your credit. A lender only runs a credit check when you decide to move toward pre-approval, and only with your consent.
See if you qualify - or call (702) 793-2158 to talk it through with our team. Complete the form below and we'll connect you with a trusted local lender.